Countrywide is the number one lender in the country; that gives us a big advantage with Fannie Mae, which in turn allows us to offer
more loan products than some lenders.

But you need someone who has been in the business a long time that knows the ropes, so to speak, that knows how to put options together to make sure you get the loan, the down payment and, the closing costs you need.

Because you want to know your options and need an experienced loan officer who knows what those options are.